Saving money and earning money from home...

   Building a financial future - Whether it's your retirement, your family's future needs or simply attaining your personal goals and getting the things you want - All starts with saving.

When we're kids some of us had our little, little piggy banks and we learned how each penny counts.

Even thought I am only 19 years old, I remember perfectly when I once bought a 9.99 € only with my launch money's change.

Sometimes from my 5€ launch I would save about 20 cents, and I would REALLY save that extra money! (Not spending it)

Until this day I still remember the face of the store shop assistant when I gave her a plastic bag full of small change coins, which she counted during more than 10 minutes.

Nowadays I do the opposite I did when I was a kid: I go to my "piggy-bank" to take money OUT, to spend the day after.

The OBVIOUS problem here is that I am always complaining about not having enough money to buy new clothes, a new cellphone or a new guitar for me to rock on.

According to that, a few weeks ago I decided to reeducate myself to get my life back in track, so in the future I can own a great car and a big dream house.

So here's some tips for you too! :

(General Rule: Keep in mind that "every penny saved is a penny earned"!)

• Can you cut down on your utility bills? (Phone, internet) 

• Give up expensive habits: Cut down drinking coffee, cut down on alcohol or cut down or quit smoking - It may sound scary but it will save you money and WILL have health benefits!

• Cancel your gym membership and workout at home!

• Sell thing you no longer need on eBay, Craigslist or by publishing photos in Facebook, earning some money.

• Write a list before you go shopping - And stick to it!

• Learn how to cut your own hair at home.

• Buy everything pre-loved (second-hand).

• Get healthy! Apples are cheaper than pizza.

• Sell your body parts: Plasma, hair and sperm.
  
  Renato Amaral

More tips? Make yourself heard in the comments!